Starting a new business can be an exhilarating time.

Eventually, though, you may reach a point where you will require some outside help.

Most entrepreneurs have to consider the issue of financing, whether it arises when they’re starting their company or expanding it.

According to The Kauffman Firm Survey, 50 to 75 percent of young firms use capital injections, most of which comes from owner investments or sources other than banks, while 19 percent use bank loans.