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"I freeze. I have no idea where to even start with this," the 29-year-old says.

Worthy has held at least six jobs since graduating from college in 2005. She lives in Chicago, where she works as a publication director at a non-profit press association — but she plans to leave that job to do freelance content marketing starting next month. Over the past few years, she has "just scraped together," which she attributes to an unstable income and sporadic spending habits.

To read the full, original article click on this link: Millennials struggle with financial literacy – USATODAY.com