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January inevitably brings reflection and consideration for what’s next in life. For many of us, as we begin 2013, that means dreams of throwing caution to the wind (as well as reliable paychecks) to make a go of it as entrepreneurs. But dreaming isn’t doing ― and the reality is that most people aren’t willing to take on the risk associated with entrepreneurship.

Since leaving Google nine months ago to found Upstart, I’ve spent a lot of time visiting college campuses, talking to aspiring entrepreneurs across the spectrum of engineers, MBAs, artists, and writers. Thinking back on these visits, I’m struck by the fact that the focal point of entrepreneurial activity on campuses tends to be among freshmen and sophomores. The e-ship clubs and classes are dominated by underclassmen, who are busy starting companies in their dorm rooms, sometimes one right after the other.

To read the original article: Does It Pay to Become an Entrepreneur? - Forbes