When Eric Tetler's insurance broker told him the health care premiums for his small business were going up 19% in 2014, Tetler feared he'd have to send his employees to the new health insurance exchange to buy their own coverage.
That was with a Dec. 1 renewal date, which meant the plan wouldn't have to comply with the major provisions of the Affordable Care Act, which take effect Jan. 1.
Image: Josh T. Reynolds for USA TODAY
