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The boxy frame, the greasy touch screens, the seemingly endless series of bleeps and bloops required to produce your cash -- there's not much to love about the modern ATM. Sure, it's better than the original, which dispensed only money, and only to people with accounts at its host bank. But ATM makers have sought to improve their product, in part because U.S. usage fell 20% in 2008, the most recent year for which data are available, to 11.8 billion transactions. By rethinking everything from the console's shape to the interface's style and function -- so long, keypads! -- "we can create machines that actually make banking cool," says Bob Tramontano, a VP at NCR, the world's largest manufacturer of ATMs.

The kiosk titan has developed several whiz-bang prototypes that aim to trim user transaction times and help banks cut production costs while sprucing up their image with a dash of high design. Although these types of consoles won't show up stateside until next year (some are being tested in Europe), NCR gave us an exclusive peek at what's to come.

To read the full, original article click on this link: The ATMs of the Future | Fast Company

Author: Dan MacSai